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TDIU Eligibility Checker

Determine whether you may qualify for Total Disability based on Individual Unemployability (TDIU) under 38 C.F.R. § 4.16. Enter your individual VA ratings and employment status to see your eligibility path and potential compensation increase.

2026 Rates

Understanding TDIU

Schedular vs Extraschedular

Schedular TDIU under § 4.16(a) has clear rating thresholds: one condition at 60%+ or combined 70%+ with one at 40%+. Extraschedular TDIU under § 4.16(b) has no minimum rating but requires referral to the Director of C&P Service, making it harder to obtain. Both require proof that service-connected conditions prevent substantially gainful employment.

TDIU and Additional Benefits

TDIU veterans may also qualify for Special Monthly Compensation (SMC-S) if they have an additional disability rated 60%+ that is separate from the conditions causing unemployability (38 U.S.C. § 1114(s)). If granted P&T status, dependents become eligible for Chapter 35 DEA education benefits.

Evidence That Strengthens a TDIU Claim

Strong TDIU claims include a nexus letter from a medical professional linking your conditions to unemployability, employer statements documenting accommodations or termination, vocational assessments, and a complete employment history showing a pattern of inability to maintain work. Social Security disability determinations (if any) can also support your claim.

Disclaimer: This tool provides a preliminary assessment based on self-reported information and is not a substitute for an official VA determination. Actual TDIU eligibility depends on medical evidence, employment records, and VA adjudication. For assistance with your claim, contact a Veterans Service Organization (VSO), accredited claims agent, or VA-accredited attorney.

Legal References

TDIU (schedular)

38 C.F.R. § 4.16(a)

TDIU (extraschedular)

38 C.F.R. § 4.16(b)

P&T determination

38 C.F.R. § 3.340

SMC (housebound)

38 U.S.C. § 1114(s)

VA math

38 C.F.R. § 4.25

2026 comp rates

VA.gov

Key Forms

TDIU application

VA Form 21-8940

Employment info

VA Form 21-4192

Disability claim

VA Form 21-526EZ

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