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Auto Transport Insurance - An Overlooked Factor When Moving


Updated: April 10, 2026 at 9:06 PM EDT

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Auto Transport Insurance - An Overlooked Factor When Moving
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If you’re in the military, moving comes with the role. It can be an exciting time for you and your family but it also comes with a fair amount of stress. There is a lot to do, leaving room to overlook some important details, such as auto transport insurance. Shipping your vehicle from Camp Pendleton to Camp Lejeune or getting a vehicle from Fort Liberty to Fort Cavazos entails traveling a considerable distance. Here’s how to make sure your vehicle has the right auto transport insurance requirements to protect it on the road.

Suggested read: Finding the Right Pet Transport Is a Critical Part of Your PCS

Do You Need Auto Transport Insurance?

The need for auto transport insurance varies from person to person. This is because it depends on which type of car insurance policy you have. For example:

  • If you have liability coverage only, should your vehicle get damaged while PCSing from hail, you wouldn’t be covered.
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  • However, if you have full coverage, the hail damage will be covered once you pay your deductible.

But that’s just one example. There are a lot of things that can happen while out on the road. The driver could simply cause an accident, thieves could break-in, a stray rock could cause damage, someone could vandalize your car…the list goes on and on.

The bottom line, understanding insurance and liability coverage for auto transport is complicated because there are so many different variables. Your best bet is to speak with your auto insurance provider to understand the details of your policy and make arrangements accordingly.

Related read: Ship Your Car - The Ultimate Guide for PCSing With a Vehicle

Saving a Buck Could Cost You a Fortune

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Auto transport insurance cost may be a deterrent for some. While often inexpensive, it’s understandable to try and save a buck here and there when moving. PCSing has many costs and headaches associated.

If a company is offering an option without insurance, what’s the harm, right?

Well, the inexpensive nature of auto transport insurance means you’re going to want to forgo saving a minimal expense as you might end up paying a much larger one. If you’re still on the fence about it, consider affording these examples:

  • Your vehicle is totaled in an accident.
  • Your vehicle is stolen.
  • There is major damage after an accident.
  • Your vehicle is damaged or destroyed due to nature, such as flooding, wildfires, or hail damage.

As you can see, there are several expensive examples of losses that are much less financially viable. Choosing a service that is licensed and insured by the FMCSA (Federal Motor Carrier and Safety Administration) is critical for your move.

Transporting your vehicle with a company that offers auto transport insurance is vital to ensure your car arrives safely while also receiving peace of mind.

Auto Transport Insurance and Exceptional Service at an Affordable Rate

Getting your vehicle from point A to point B should be simple but unless you have the right service making it happen, you may be left with concerning results. Fortunately, the experienced team at Mercury Auto Transport proudly serves the military to get the job done.

Communication is key for Mercury Auto Transport. The team connects with drivers and dispatch managers for carriers at the Central Dispatch to verify shipping rates and the times of delivery.

After that, Mercury conducts a very thorough background check on the carrier, ensuring that carriers are licensed and insured with FMCSA. Your vehicle deserves affordable protection and quality service. Generally, you receive $100,000 to $1,000,000 in coverage.

Open, enclosed, and flatbed vehicle transport services are available, depending on your preference. Mercury Auto Transport doesn’t just move cars either. Their services are available for ATVs, motorcycles, RVs, classic cars, and more.

The team at Mercury Auto Transport has been helping with military car shipping since 2007. Get a quote today to learn more about how to make your PCS that much easier.

Read next: Get a Car With Your Tax Refund In a Few Easy Steps

This article is the result of a paid collaboration with Mercury Auto Transport.

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BY BUDDY BLOUIN

Buddy Blouin is a Contributing Writer at VeteranLife.com

Buddy Blouin is a Contributing Writer at VeteranLife.com


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